Navigating BYU Tuition Payment Options

For students attending Brigham Young University (BYU), understanding the available tuition payment options is crucial for managing educational expenses. BYU offers a variety of methods to accommodate different financial situations, including online payments, in-person payments, short-term loans, and considerations for dropped classes. This article details these options, providing a comprehensive guide to managing tuition payments at BYU.

Payment Methods for Tuition and Fees

BYU provides several convenient methods for students to pay their tuition and fees, which include charges such as tuition, class fees, tuition reassessments, Study Abroad fees, and health plan charges. Payments can be made online or in person.

Online Payments

The most convenient way to pay tuition is online through the My Financial Center link on myBYU or by typing mfc.byu.edu into a web browser. BYU offers two primary online payment options:

eCheck (BYU's Preferred Payment Method): An eCheck is a free electronic check option that securely withdraws funds directly from a payer's checking or savings account. To use this method, students must provide their bank routing and account number. Payments from mutual fund, money market, line of credit, or brokerage accounts are not accepted.
Credit Card with a Service Fee: BYU accepts Visa, Mastercard, Discover, and American Express. However, a nonrefundable service fee, equal to a percentage of the tuition payment, will be charged. Debit cards are considered credit cards for tuition and loan payment purposes and are subject to the same restrictions and service charges.

Read also: Tuition payment options with Nelnet

In-Person Payments

Payments can also be made in person at the Enrollment Services at D-155 ASB using a check, money order, or cash. Credit cards are not accepted for in-person payments. Checks should be made payable to Brigham Young University or BYU, including the student's BYU ID number and the amount to be applied to each category.

Paying Online Through Personal Account

Paying online through a personal account is secure and convenient. Students must sign in to see their current balance, charges, and other available options. Payments processed online using a checking or savings account are similar to paying with a paper check, and no convenience fee will be charged. Students need to have their routing number and account number ready.

Disabled Checking and Savings Account Options

The option to pay with a Checking or Savings Account online may be disabled if:

A payment was returned multiple times.
An online payment was stopped.
An international account was used.

Short-Term Loans

BYU offers short-term loans to help students meet tuition payment deadlines. These loans are intended for short-duration financing needs and have specific due dates corresponding to the registration period. A $20 processing fee is charged for each short-term loan. No interest is charged if the loan is paid by the due date. However, outstanding loans bear interest at a rate of 12 percent per annum after the due date. Holds are placed on student accounts the day the short-term loan is disbursed, affecting priority registration until the loan is paid in full.

Pro-Rata Charges for Dropped Classes

Students may drop classes without penalty through the add deadline. After this deadline, tuition is recalculated based on the student's current enrollment status, and a pro-rata tuition charge is applied for dropped classes that result in a reduction in the original tuition charge. This charge applies to tuition and most class fees, though certain class fees for required supplies or services are nonrefundable.

The pro-rata charges for dropped classes are structured as follows:

Fall Semester:
- If class is dropped beginning September 13, a 15% charge applies.
- If class is dropped beginning September 25, a 25% charge applies.
- If class is dropped beginning October 23, a 50% charge applies.
- If class is dropped beginning November 6, a 100% charge applies.
Winter Semester:
- If class is dropped beginning January 17, a 15% charge applies.
- If class is dropped beginning January 29, a 25% charge applies.
- If class is dropped beginning February 27, a 50% charge applies.
- If class is dropped beginning March 13, a 100% charge applies.
Spring-Summer (including semester-length offerings) Spring Term:
- If class is dropped beginning May 8, a 15% charge applies.
- If class is dropped beginning May 14, a 25% charge applies.
- If class is dropped beginning May 29, a 50% charge applies.
- If class is dropped beginning June 5, a 100% charge applies.
Summer Term:
- If class is dropped beginning July 2, a 15% charge applies.
- If class is dropped beginning July 9, a 25% charge applies.
- If class is dropped beginning July 23, a 50% charge applies.
- If class is dropped beginning July 31, a 100% charge applies.

The recalculation of tuition and fee charges may result in a refund, which is deposited into the student's bank account if direct deposit is elected. Payments originally made by credit card will be returned to the credit card. Unpaid university charges may be deducted from the refund amount. Refunds will not be paid to students whose tuition has been covered by a loan, scholarship, or benefit.

If a student with federal financial aid drops below half-time enrollment (undergraduate, 6 hours per semester or 3 hours per term; graduate, 4.5 hours per semester or 2.5 hours per term), the federal program or lender may require that a portion of the refund be returned.

Petition for Exception to the Refund Schedule

A petition for exception to the refund schedule will be considered for students forced to withdraw due to circumstances beyond their control, such as death in the immediate family, life-threatening situations, medical incapacitation, a university error, or military leave. Petitions based on ignorance of university policies and procedures will be denied. Petition forms are available in D-155 ASB (Enrollment Services).

Health Coverage Requirement

BYU requires all participants in groups on tour, Study Abroad, or internships to carry adequate medical insurance. To satisfy this requirement, students have several options:

Read also: Affording ECU

Enroll in the Student Health Plan.
Enroll in a group medical plan provided by the parents', the student's, or the student's spouse's employer.
Purchase an individual Affordable Care Act (ACA) compliant health plan.

Students choosing a medical plan other than the Student Health Plan must provide verification of adequate coverage at the beginning of their first semester or term and annually at the beginning of fall semester. Coverage must be effective by the first day of class.

BYU requires all ELC students and F-1 and J-1 visa students to be enrolled in the BYU Student Health Plan or an ACA-compliant plan offered by a United States-based insurance company. This plan must provide comprehensive medical coverage while the student is on campus. Insurance plans from companies outside the United States are not accepted.

Students enrolled at least 3/4 time (9 credit hours per semester or 4.5 credit hours per term) and all F-1 and J-1 visa students who do not submit proof of other coverage before the deadline each year will be automatically enrolled for individual coverage and assessed the appropriate premium. Students actively working towards a degree and have at least 0.5 on-campus credits will not be automatically enrolled but can contact the Student Health Plan Office to enroll. Graduate students with at least 2 credits during fall semester who were enrolled in the Student Health Plan for summer term will be automatically enrolled for fall semester in the same plan they had during summer term. Appeal forms may be obtained at the Enrollment Services windows at D-155 ASB.

Collection of Unpaid Tuition and Fees

BYU retains all legal remedies to collect unpaid tuition, fees, and other amounts due to the university for housing, traffic fines, etc. BYU uses various methods to keep students informed of amounts due, including financial websites, statements, and various forms of correspondence. It is the student's responsibility to remain aware of obligations to the university and make payment on a timely basis.

If BYU is unable to collect amounts due within a reasonable time, the debt may be referred to an outside collection agency and/or attorney for collection. All collection costs, including collection agency fees, attorney fees, and court costs, will be charged to the student's account.

Failure to pay all amounts due, including collection fees, may result in actions such as withholding services and restricting the student's ability to register for class, participate in graduation, receive a transcript or diploma, or be considered for readmission. The university also reserves the right to report both positive and negative payment histories to credit-reporting agencies.

Materials/Service Fees

Certain courses charge fees based on materials consumed or services provided. It is important to contact the individual department or professor to determine the appropriate payment procedure for these fees.

Student Teaching/Practicum Fees

Students in teacher education must be fingerprinted and pass a background check prior to starting practicum experiences with Kâ12 students. Fees for licensure are due with the student teaching application. This applies the entire time a student has continuing status, including students taking a semester or term off.

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