The Most Educated Cities in the United States: Statistics and Insights
Over the past decade, the United States has witnessed a significant increase in the educational attainment of its population. As of 2021, 35% of Americans have at least a bachelor’s degree, compared to 26% without a high school diploma or GED. This trend highlights the growing importance of higher education in today's society.
To determine which metro areas lead the way in education, WalletHub compared 150 of the largest metropolitan statistical areas across 11 metrics that fell under two categories: "educational attainment" and "quality of education and attainment gap." SmartAsset also conducted a study, ranking 530 cities by the educational attainments of their residents at three levels: the percentage of the population aged 25 and over with high school diplomas, the undergraduate educated population (the percentage with bachelor’s degrees), and the percentage with advanced degrees. The cities’ overall ranking of educated citizens is the total of these three ranks.
Top Educated Cities in the U.S.
Several cities consistently rank high in terms of educational attainment. Here’s a closer look at some of the leaders:
Ann Arbor, Michigan: For the second year in a row, Ann Arbor holds steady at No. 1. It has the country's highest rates of adults 25 and older with a high school diploma (over 95%), with a bachelor's degree (over 57%), and with an advanced degree (over 30%), according to WalletHub. The site also found Ann Arbor ranks as No. 5 for the quality of its universities, one of which is the University of Michigan. Its public school system ranks No. 18, and it has high levels of educational attainment equality between women and men, WalletHub said. The name Ann Arbor usually conjures up thoughts of the University of Michigan. Both U-Mich and the hospital associated with it are major employers in the city, and the Wolverines number more than 30,000 between undergraduate and graduate students, many of whom are science and engineering students and who turn out in droves for the Division I NCAA football team.
Durham, North Carolina: Durham moved up from No. 4 in 2024 to No. 2 in 2025, thanks to strong metrics like 52% of adults with a bachelor’s degree and 26% with a graduate degree. The city also ranked No. 8 for university quality and No.
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Madison, Wisconsin: Madison rose from No. 5 to No. 3, driven by its high percentage of degree holders and strong public-school performance. The city ranked No. 3 in Educational Attainment and No. 54 in Quality of Education & Attainment Gap, with standout stats like being No. The Wisconsin capital is home to one of the biggest public universities in the country, the University of Wisconsin - more than 43,000 students are Badgers, and the school spends more than $1 billion on research yearly, the third-highest among all colleges in the country. About 94.7 percent of Madison’s adult population is high school educated, 42.6 percent have bachelor’s degrees and 17.7 percent have graduate degrees.
San Jose-Sunnyvale-Santa Clara, California: Ranking No. 2 for the nation's most educated residents, the San Jose metro area is known for being a hub of innovation, notably in technology with the multitude of major brands in Silicon Valley. It's also one of the wealthiest major cities in the world.
Washington-Arlington-Alexandria, D.C.-Virginia-Maryland-West Virginia: Ranking No. 3 for most educated is our nation's capital city, Washington, D.C., and its surrounding metro area. Washington, DC is continuously ranked as the most educated region in the country, with 63% of the population receiving a bachelor's degree or higher as of 2021. Washington, DC residents were more likely to hold a graduate degree as their highest educational attainment (37.8%) than fall under one of the following categories: Completed some college without a degree, completed some high school without a degree, or graduated high school/ received a GED. These categories combined make up 33.7% of Washington, DC residents. Washington, DC had the largest increase in the share of people receiving their bachelor's degrees or higher between 2010 and 2021, with a 12.9-percentage point increase. Washington, DC is home to 19 four-year colleges/universities, according to the National Center for Education Statistics.
Boulder, Colorado: Long a haven for hippies and bohemians, Boulder has a reputation for an educated and artsy population. The University of Colorado’s main campus, with more than 31,000 total undergraduate and graduate students, is located in Boulder. Many university-educated people in the Boulder area are associated with the University of Colorado, but the city also plays host to a large number of independent scientific institutions, such as the NOAA’s Space Weather Prediction Center. About 94.5 percent of Boulder’s 25-and-older population have a high school diploma, 57.9 percent have a bachelor’s degree (the highest in the country) and 26.9 percent have graduate or professional degrees.
Corvallis, Oregon: Corvallis is the westernmost city in the continental United States with 50,000 or more people. The major center of education and employment in Corvallis is Oregon State University, which is well-known as a top public university for the sciences, particularly biology and engineering. Close to 28,000 students are OSU Beavers. Multiple medical research firms are also major Corvallis employers. Among Corvallis adults, 94.2 percent have high school diplomas, 53.1 percent have bachelor’s degrees and 23.5 percent have graduate or professional degrees.
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Ames, Iowa: Ames is home to Iowa State University, the first land-grant public educational institution in the country. Founded in 1858, the school now has more than 33,000 total students. ISU has hundreds of undergraduate, graduate and doctoral programs of study. It is also a charter member of the Big 12 athletic conference. Ames has a 95.2 percent rate of high school graduates, 50.8 percent with bachelor’s degrees and 18.8 percent with graduate or professional educations.
Lawrence, Kansas: During the Civil War, Lawrence was the epicenter of “Bleeding Kansas” - today, it is a state center of finance and politics. The University of Kansas, located in Lawrence, is well-known for its successful Jayhawks basketball team as well as its disability medicine and political science programs with close to 28,000 students. Lawrence’s adult population is 94.4 percent high school educated, 48 percent undergraduate educated and 22.9 percent graduate educated or beyond.
Columbia, Missouri: Called the “Athens of the West” for good reason, Columbia is a major college town thrice over. It has boasted of an educated population for more than 150 years. The University of Missouri - “Mizzou” - is the largest college within city limits, with about 27,000 students, but Stephens College and Columbia College also have more than a thousand students each. The University of Missouri sports the most powerful nuclear reactor held by any college in the world. Among Columbia adults 25 and over, 94.2 percent have a high school diploma, 47.8 a bachelor’s degree and 20.6 percent a higher degree than that.
Ithaca, New York: If hilly, windy Ithaca only had Ithaca College, a major private liberal arts school with almost 7,000 students, in its city limits, it would already be counted as a significant college town. However, it is also home to the Ivy League’s Cornell University, with close to 21,000 total students and an illustrious history. About 93.4 percent of Ithaca adults have a high school diploma, 51.9 percent an undergraduate education and 30.9 percent are graduate-level educated, the highest rate in the nation.
Iowa City, Iowa: Iowa City plays host to the University of Iowa, which has over 31,000 students. The University of Iowa was the first United States school to offer a Master of Fine Arts degree, and still continues to award many of those, as well as undergraduate and graduate degrees in the physical and social sciences. Among Iowa City adults, 93.6 percent have a high school diploma, 47.6 percent are undergraduate educated and 22.6 percent have an advanced degree.
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Fort Collins, Colorado: The thoroughfares of Fort Collins were Walt Disney’s inspiration for the Main Street, USA areas of his Disneyland and Disney World theme parks. The city is home to 31,000-student Colorado State University, the only land grant school in Colorado, which is known for its veterinary medicine program, among others. Around 94.8 percent of Fort Collins adults have high school diplomas, 44.7 percent have bachelor’s degrees and 17 percent have higher degrees.
Other cities that consistently rank high include:
- San Francisco-Oakland-Berkeley, California
- Raleigh-Cary, North Carolina
- Austin-Round Rock-Georgetown, Texas
- Boston-Cambridge-Newton, Massachusetts-New Hampshire
- Seattle-Tacoma-Bellevue, Washington
Factors Contributing to High Educational Attainment
Several factors contribute to the high educational attainment in these cities:
Presence of Universities: Many of the top cities are home to major universities, which attract students and faculty from around the world. These institutions also provide a significant boost to the local economy.
Economic Opportunities: Cities with strong economies tend to attract more educated individuals, as they offer better job prospects and higher salaries. WalletHub financial writer Adam McCann says the reason certain areas may have more educated people is that they "want to live somewhere where they will get a good return on their educational investment." He notes that cities want highly educated people to work in their economies to fuel growth, and those people tend to earn more money and contribute more tax dollars - a cycle of sorts that keeps cities with well-educated people in similar cycles over the years. Higher education doesn't always mean you'll have a better salary - however, WalletHub analyst Cassandra Happe said "it certainly correlates with it."
Quality of Public Schools: Cities with good public schools tend to have higher rates of educational attainment, as they provide a solid foundation for students to succeed in higher education.
Culture of Education: Some cities have a strong culture of education, where residents place a high value on learning and personal development.
Educational Attainment Gaps
While many cities boast high levels of educational attainment, disparities still exist across race and gender. However, some cities are making progress in closing these gaps:
Oxnard, California: In Oxnard, the racial gap in college education is surprisingly low. Black adults aged 25 and up are earning bachelor’s degrees at a slightly higher rate than white adults (30.55% vs. 26.46%). Nationally, those numbers aren’t nearly as close. Only about 15.66% of Black adults have a bachelor’s, compared to 23.89% of white adults.
Anchorage, Alaska: Over in Anchorage, the gender gap is also flipped. Women are outpacing men in college completion, with 23.53% of women holding degrees compared to 19.13% of men.
Least Educated Cities in the U.S.
On the other end of the spectrum, several cities struggle with low levels of educational attainment. These include:
- Visalia, California
- McAllen-Edinburg-Mission, Texas
- Brownsville-Harlingen, Texas
- Bakersfield, California
- Modesto, California
- Stockton, California
- Hickory-Lenoir-Morganton, North Carolina
- Beaumont-Port Arthur, Texas
- Salinas, California
- Corpus Christi, Texas
WalletHub also says there are two times the amount of college-experienced adults in Ann Arbor than in McAllen, Texas, which ranked No. 141.
Other cities with low educational attainment include Moses Lake, Washington, Merced, California, North Wilkesboro, North Carolina, Hobbs, New Mexico, Martinsville, Virginia, El Centro, California, Dalton, Georgia, and Hanford, California and Fort Payne, Alabama.
Addressing the Education Gap
To address the education gap, multiple experts told WalletHub there won't be a one-size-fits-all approach. However, they all appeared to agree that the country's educational system needs to fix access issues and increase support in fostering a better learning environment, whether that be through the community or at home.
"Not only is it important for society to create highly educated people to solve global problems, but, maybe more importantly, communities need highly educated people to solve local problems that immediately impact local constituents," Dr. Brett A. Geier, a professor at Western Michigan University, told WalletHub.
State-Level Educational Attainment
Examining educational attainment at the state level reveals further insights:
- Highest Rates of Bachelor's Degrees or Higher: Washington, DC had the highest rate of residents receiving a bachelor's degree or higher at 63%. Massachusetts followed with 47% of residents obtaining a bachelor's degree or higher.
- Lowest Rates of Bachelor's Degrees or Higher: West Virginia had the lowest rate of residents receiving a bachelor’s degree or graduate degree at 24%, as of 2021, followed by Louisiana at 26%.
- Largest Share of High School Graduates: West Virginia had the largest share of high school graduates as their maximum educational attainment level (39%), followed by Arkansas (34%), as of 2021.
- Largest Share of Population with Some College, No Degree: Utah and Wyoming tie for largest share of the population that attended some college but did not graduate at 24.7%.
- Largest Share of Population Without High School Diploma: About 16% of Californians never graduated high school nor received a GED - the highest rate of any state. Texas followed with 15.4% of residents never receiving a high school diploma or its equivalent.
The Importance of Education
According to the Bureau of Labor Statistics, individuals with bachelor’s degrees alone make twice as much and are half as likely to be unemployed on average as those with only a high school education. This highlights the significant economic benefits of pursuing higher education.
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