Navigating the Costs of Osteopathic Medical School: A Comprehensive Guide

Pursuing a career in medicine is a significant investment, both in time and money. Understanding the financial landscape of medical education, particularly the tuition costs associated with osteopathic medical schools, is crucial for prospective students. This article provides a comprehensive overview of medical school expenses, offering insights into tuition fees and additional costs to help you create a realistic financial plan.

Understanding Medical School Tuition

How much does medical school cost? The cost of attendance is the cornerstone of establishing a student’s financial need, as it sets a limit on the total aid a student may receive for a given period of enrollment. The Cost of Attendance represents the anticipated costs that a learner may incur during the enrollment period. It does not represent the actual cost of tuition and fees. It is composed of direct costs (tuition and fees) and indirect costs (room and board, books and supplies, transportation and other personal/miscellaneous costs). It also represents the maximum amount of funding for the aid year.

To provide a clearer picture, here’s a breakdown of tuition and fees for various medical schools across the United States during the 2024-2025 academic year.

Tuition and Fees by Institution

Albany Medical College (NY): In-state and out-of-state tuition & fees: $65,689
Albert Einstein College of Medicine at Yeshiva University (NY): In-state and out-of-state tuition & fees: $82,697
Baylor College of Medicine (TX): In-state tuition & fees: $29,697; Out-of-state tuition & fees: $42,793
Boston University Chobanian & Avedisian School of Medicine (MA): In-state and out-of-state tuition & fees: $77,607
California Northstate University College of Medicine (CA): In-state and out-of-state tuition & fees: $81,901
California University of Science and Medicine (CA): In-state and out-of-state tuition & fees: $79,982
Carle Illinois College of Medicine (IL): In-state tuition & fees: $57,713; Out-of-state tuition & fees: $70,831
Case Western Reserve University School of Medicine (OH): In-state and out-of-state tuition & fees: $78,526
Central Michigan University College of Medicine (MI): In-state tuition & fees: $47,710; Out-of-state tuition & fees: $70,968
Charles R. Drew University of Medicine and Science College of Medicine (CA): In-state and out-of-state tuition & fees: $76,682
Chicago Medical School at Rosalind Franklin University of Medicine and Science (IL): In-state and out-of-state tuition & fees: $78,543
Columbia University Vagelos College of Physicians and Surgeons (NY): In-state and out-of-state tuition & fees: $82,962
Cooper Medical School of Rowan University (NJ): In-state tuition & fees: $50,830; Out-of-state tuition & fees: $76,932
Creighton University School of Medicine (NE): In-state and out-of-state tuition & fees: $74,628
CUNY School of Medicine (NY): In-state tuition & fees: $41,911; Out-of-state tuition & fees: $69,571
Drexel University College of Medicine (PA): In-state and out-of-state tuition & fees: $79,275
Duke University School of Medicine (NC): In-state and out-of-state tuition & fees: $78,442
East Carolina University Brody School of Medicine (NC): In-state tuition & fees: $28,225; Out-of-state tuition & fees: $59,665
Eastern Virginia Medical School (VA): In-state tuition & fees: $43,506; Out-of-state tuition & fees: $65,832
East Tennessee State University Quillen College of Medicine (TN): In-state tuition & fees: $42,858; Out-of-state tuition & fees: $53,802
Emory University School of Medicine (GA): In-state and out-of-state tuition & fees: $65,838
Florida Atlantic University Charles E. Schmidt College of Medicine (FL): In-state tuition & fees: $34,186; Out-of-state tuition & fees: $70,328
Florida International University Herbert Wertheim College of Medicine (FL): In-state tuition & fees: $41,816; Out-of-state tuition & fees: $76,314
Florida State University College of Medicine (FL): In-state tuition & fees: $30,271; Out-of-state tuition & fees: $68,278
Geisel School of Medicine at Dartmouth (NH): In-state and out-of-state tuition & fees: $79,424
Geisinger Commonwealth School of Medicine (PA): In-state tuition & fees: $70,494; Out-of-state tuition & fees: $77,448
Georgetown University School of Medicine (DC): In-state and out-of-state tuition & fees: $81,130
George Washington University School of Medicine and Health Sciences (DC): In-state and out-of-state tuition & fees: $77,080
Hackensack Meridian School of Medicine (NJ): In-state and out-of-state tuition & fees: $84,425
Harvard Medical School (MA): In-state and out-of-state tuition & fees: $80,729
Howard University College of Medicine (DC): In-state and out-of-state tuition & fees: $62,924
Icahn School of Medicine at Mount Sinai (NY): In-state tuition & fees: $83,157; Out-of-state tuition & fees: NA*
Indiana University School of Medicine (IN): In-state tuition & fees: $45,907; Out-of-state tuition & fees: $73,448
Johns Hopkins University School of Medicine (MD): In-state and out-of-state tuition & fees: $72,448
Kaiser Permanente Bernard J. Tyson School of Medicine (CA): In-state and out-of-state tuition & fees: $0
Loma Linda University School of Medicine (CA): In-state and out-of-state tuition & fees: $71,832
Louisiana State University Health Sciences Center - New Orleans School of Medicine (LA): In-state tuition & fees: $40,375; Out-of-state tuition & fees: $68,553
Louisiana State University Health Sciences Center - Shreveport School of Medicine (LA): In-state tuition & fees: $33,146; Out-of-state tuition & fees: $66,560
Loyola University Chicago Stritch School of Medicine (IL): In-state and out-of-state tuition & fees: $76,528
Marshall University Joan C. Edwards School of Medicine (WV): In-state tuition & fees: $27,662; Out-of-state tuition & fees: $62,246
Mayo Clinic Alix School of Medicine (MN): In-state and out-of-state tuition & fees: $70,084
Medical College of Georgia at Augusta University (GA): In-state tuition & fees: $35,191; Out-of-state tuition & fees: $67,497
Medical College of Wisconsin (WI): In-state tuition & fees: $73,607; Out-of-state tuition & fees: $77,077
Medical University of South Carolina College of Medicine (SC): In-state tuition & fees: $44,989; Out-of-state tuition & fees: $74,104
Meharry Medical College School of Medicine (TN): In-state and out-of-state tuition & fees: $64,987
Mercer University School of Medicine (GA): In-state tuition & fees: $48,895; Out-of-state tuition & fees: N/A*
Michigan State University College of Human Medicine (MI): In-state tuition & fees: $36,864; Out-of-state tuition & fees: $64,688
Morehouse School of Medicine (GA): In-state and out-of-state tuition & fees: $65,114
New York Medical College (NY): In-state and out-of-state tuition & fees: $77,683
New York University Grossman Long Island School of Medicine (NY): In-state and out-of-state tuition & fees: $4,350
New York University Grossman School of Medicine (NY): In-state and out-of-state tuition & fees: $4,350
Northeast Ohio Medical University (OH): In-state tuition & fees: $56,129; Out-of-state tuition & fees: $102,657
Northwestern University The Feinberg School of Medicine (IL): In-state and out-of-state tuition & fees: $82,304
Nova Southeastern University Dr. Kiran C. Patel College of Allopathic Medicine (FL): In-state and out-of-state tuition & fees: $78,260
Oakland University William Beaumont School of Medicine (MI): In-state and out-of-state tuition & fees: $61,484
Ohio State University College of Medicine (OH): In-state tuition & fees: $36,120; Out-of-state tuition & fees: $61,040
Oregon Health & Science University School of Medicine (OR): In-state tuition & fees: $59,642; Out-of-state tuition & fees: $85,950
Pennsylvania State University College of Medicine (PA): In-state tuition & fees: $72,975; Out-of-state tuition & fees: $65,771
Perelman School of Medicine University of Pennsylvania (PA): In-state and out-of-state tuition & fees: $82,153
Ponce Health Sciences University School of Medicine (PR): In-state tuition & fees: $53,780; Out-of-state tuition & fees: $80,142
Quinnipiac University Frank H. Netter MD School of Medicine (CT): In-state and out-of-state tuition & fees: $70,599
RUSH Medical College at RUSH University (IL): In-state and out-of-state tuition & fees: $66,238
Rutgers New Jersey Medical School (NJ): In-state tuition & fees: $52,650; Out-of-state tuition & fees: $81,126
Rutgers Robert Wood Johnson Medical School (NJ): In-state tuition & fees: $52,458; Out-of-state tuition & fees: $80,934
Saint Louis University School of Medicine (MO): In-state and out-of-state tuition & fees: $72,240
San Juan Bautista School of Medicine (PR): In-state tuition & fees: $39,606; Out-of-state tuition & fees: $49,606
Sidney Kimmel Medical College at Thomas Jefferson University (PA): In-state and out-of-state tuition & fees: $76,368
Southern Illinois University School of Medicine (IL): In-state tuition & fees: $43,901; Out-of-state tuition & fees: N/A*
Stanford University School of Medicine (CA): In-state and out-of-state tuition & fees: $79,147
SUNY - Stony Brook Renaissance School of Medicine (NY): In-state tuition & fees: $56,659; Out-of-state tuition & fees: $79,309
SUNY - Buffalo Jacobs School of Medicine and Biomedical Sciences (NY): In-state tuition & fees: $49,846; Out-of-state tuition & fees: $74,566
SUNY Downstate Health Sciences University College of Medicine (NY): In-state tuition & fees: $54,852; Out-of-state tuition & fees: $79,572
SUNY Upstate Medical University Alan and Marlene Norton College of Medicine (NY): In-state tuition & fees: $55,404; Out-of-state tuition & fees: $80,124
Temple University Lewis Katz School of Medicine (PA): In-state tuition & fees: $60,560; Out-of-state tuition & fees: $64,136
Texas A&M Health Science Center School of Medicine (TX): In-state tuition & fees: $22,998; Out-of-state tuition & fees: $36,098
Texas Christian University Anne Burnett Marion School of Medicine (TX): In-state and out-of-state tuition & fees: $72,814
Texas Tech University Health Sciences Center El Paso Paul L. Foster School of Medicine (TX): In-state tuition & fees: $26,526; Out-of-state tuition & fees: $41,647
Texas Tech University Health Sciences Center School of Medicine (Lubbock) (TX): In-state tuition & fees: $26,924; Out-of-state tuition & fees: $40,024
The University of Toledo College of Medicine and Life Sciences (OH): In-state tuition & fees: $43,498; Out-of-state tuition & fees: $79,327
The Warren Alpert Medical School of Brown University (RI): In-state and out-of-state tuition & fees: $80,037
Tufts University School of Medicine (MA): In-state and out-of-state tuition & fees: $78,738
Tulane University School of Medicine (LA): In-state and out-of-state tuition & fees: $82,790
Uniformed Services University of the Health Sciences F. Edward Hebert School of Medicine (MD): In-state and out-of-state tuition & fees: $0
Universidad Central del Caribe School of Medicine (PR): In-state tuition & fees: $44,683; Out-of-state tuition & fees: $56,720
Universidad de Puerto Rico School of Medicine (PR): In-state tuition & fees: $19,686; Out-of-state tuition & fees: $37,186
University of Alabama at Birmingham Marnix E. Heersink School of Medicine (AL): In-state tuition & fees: $40,844; Out-of-state tuition & fees: $71,348
University of Arizona College of Medicine - Phoenix (AZ): In-state tuition & fees: $44,131; Out-of-state tuition & fees: $63,462
University of Arizona College of Medicine - Tucson (AZ): In-state tuition & fees: $43,790; Out-of-state tuition & fees: $63,443
University of Arkansas for Medical Sciences College of Medicine (AR): In-state tuition & fees: $42,162; Out-of-state tuition & fees: $76,226
University of California - Davis School of Medicine (CA): In-state tuition & fees: $56,275; Out-of-state tuition & fees: $68,520
University of California - Irvine School of Medicine (CA): In-state tuition & fees: $50,778; Out-of-state tuition & fees: $63,023
University of California - Los Angeles David Geffen School of Medicine (CA): In-state tuition & fees: $52,763; Out-of-state tuition & fees: $65,008
University of California - Riverside School of Medicine (CA): In-state tuition & fees: $47,876; Out-of-state tuition & fees: $60,121
University of California - San Diego School of Medicine (CA): In-state tuition & fees: $51,776; Out-of-state tuition & fees: $64,021
University of California - San Francisco School of Medicine (CA): In-state tuition & fees: $53,441; Out-of-state tuition & fees: $65,686
University of Central Florida College of Medicine (FL): In-state tuition & fees: $33,236; Out-of-state tuition & fees: $60,110
University of Chicago Pritzker School of Medicine (IL): In-state and out-of-state tuition & fees: $72,082
University of Cincinnati College of Medicine (OH): In-state tuition & fees: $38,469; Out-of-state tuition & fees: $57,327
University of Colorado School of Medicine (CO): In-state tuition & fees: $52,056; Out-of-state tuition & fees: $78,011
University of Connecticut School of Medicine (CT): In-state tuition & fees: $52,922; Out-of-state tuition & fees: $81,107
University of Florida College of Medicine (FL): In-state tuition & fees: $39,689; Out-of-state tuition & fees: $51,945
University of Hawaii John A. Burns School of Medicine (HI): In-state tuition & fees: $43,177; Out-of-state tuition & fees: $77,833
University of Houston Tilman J. Fertitta Family College of Medicine (TX): In-state tuition & fees: $27,726; Out-of-state tuition & fees: $40,826
University of Illinois College of Medicine (IL): In-state tuition & fees: $54,545; Out-of-state tuition & fees: $88,445
University of Iowa Roy J. and Lucille A. Carver College of Medicine (IA): In-state tuition & fees: $39,313; Out-of-state tuition & fees: $60,712
University of Kansas School of Medicine (KS): In-state tuition & fees: $43,314; Out-of-state tuition & fees: $73,806
University of Kentucky College of Medicine (KY): In-state tuition & fees: $42,542; Out-of-state tuition & fees: $77,638
University of Louisville School of Medicine (KY): In-state tuition & fees: $52,631; Out-of-state tuition & fees: $77,939
University of Maryland School of Medicine (MD): In-state tuition & fees: $50,582; Out-of-state tuition & fees: $82,906
University of Massachusetts T.H. Chan Medical School (MA): In-state tuition & fees: $52,752; Out-of-state tuition & fees: $83,178
University of Miami Leonard M. Miller School of Medicine (FL): In-state and out-of-state tuition & fees: $61,817
University of Michigan Medical School (MI): In-state tuition & fees: $62,934; Out-of-state tuition & fees: $83,772
University of Minnesota Medical School (MN): In-state tuition & fees: $48,973; Out-of-state tuition & fees: $71,644
University of Mississippi School of Medicine (MS): In-state tuition & fees: $42,336; Out-of-state tuition & fees: N/A*

Note: Some schools, such as Weill Cornell, NYU Grossman, and Columbia, now offer debt-free financial aid, meaning that eligible students won’t have to take out loans. Depending on your financial need, tuition and fees may be entirely covered. Some medical school programs are tuition-free or offer tuition waivers. Kaiser Permanente Bernard J. Uniformed Services University of the Health Sciences F.

Additional Costs to Consider

Beyond tuition and fees, medical students face a range of additional expenses that can significantly impact their overall cost of attendance. When considering the full cost of attendance at each school, be sure to factor in additional costs such as housing and transportation-which will vary widely from student to student. Including the cost of living while in medical school, there are additional costs such as entrance exams and applications for aspiring students, as well as licensing and residency interviews for upcoming and new graduates.

Read also: Future of Healthcare

Housing: This can vary significantly based on location, from on-campus dormitories to off-campus apartments.
Transportation: Costs depend on whether you need a car, use public transport, or live close enough to walk or bike.
Books and Supplies: Medical textbooks and equipment can be expensive.
Health Insurance: All learners are required to have health insurance. However, the cost of insurance is not included in the established COA. Learners that purchased UIW-sponsored insurance can request an increase to their COA after the insurance waiver deadline (September).
Personal Expenses: These include food, clothing, and other daily living costs.

Financial Aid and Funding Opportunities

Navigating the financial aspects of medical school can be daunting, but numerous resources are available to help students manage costs.

Scholarships and Grants

Many WesternU colleges and programs offer incoming students recruitment scholarships based on the strength of a student’s admissions application and interview as well as their contributions to the community. A separate application is not required. Western University of Health Sciences provides financial support to recruit and retain outstanding students. No one should think that higher education is beyond his or her reach simply because of cost. With the help of federal, state, institutional and private funded scholarships and awards, students can achieve their educational goals for the future.

Student Loans

Students can seek private student loans from a variety of banks. Students will need to do their due diligence in finding the best student loan product to meet their needs.

Professional Judgment

The Office of Financial Aid is committed to the success of each of our students. The Financial Aid Administrator has the authority to exercise professional judgment, both before and after a student is awarded, if a student can document an extenuating circumstance warranting a change to data elements that may impact a student’s eligibility. Professional judgment may not be used to change the needs analysis formula (Cost of Attendance - Financial Resources = Need). To request that aid be reviewed due to these or similar extenuating circumstances, the student must write a letter explaining in detail the reason for the request. Students are encouraged to talk with the Director of Financial Aid regarding their unique circumstance to identify if they would benefit from submitting a professional judgment request. Appropriate documentation will be required to document the student’s extenuating circumstance. For example, if a student is claiming excessive medical expenses, he/she may be required to produce a statement from their insurance company outlining claims and payments. The student must be currently enrolled to request a professional judgment review. Requests must be received by the Office of Financial Aid no later than 1 month prior to the last day of classes for the current academic year. All decisions are made on a case-by-case basis after reviewing the student’s individual circumstances. The student should be aware that while the college will attempt to make a final decision promptly, there may be instances where additional information is required which may delay the decision.

Cost of Attendance Adjustments

Adjustments to the established COA are permitted for learners who have additional qualifying expenses during the enrollment period, such as childcare costs, laptop and software. This adjustment increases a learner's loan eligibility. If a learner purchased a laptop, tablet, required software or related accessories, they may submit a COA Adjustment to increase funding. If a learner has childcare expenses, not private elementary or secondary school tuition, they may seek additional funding. The budget can be increased by the weekly rate paid for childcare during the actual period of enrollment, with a maximum limit. If a learner participated in a UIWSOM-required COMLEX preparation service, they may seek additional funding. The preparation service (boot camp, tutoring, etc.) must be required by UIWSOM, not recommended. Receipts and verification of the requirement are required. If a learner must move outside of San Antonio for Year 3 Core Rotations, they may seek additional funding to account for the moving expenses. Receipts are required and the maximum amount is $2,500 net. In Year 4, funding allocations are provided for residency-related expenses. If a learner incurs expenses higher than the allocated amount, a COA Adjustment is permitted. Receipts are required demonstrating that the expenses were higher than the allocation.

Read also: Osteopathic Medicine at MSU

Disbursement and Refunds

The institution will disburse funds that are available and ready for disbursement the week prior to classes beginning each semester. Tuition and fees will be paid using the students financial aid funds. Before any funds can be paid to a student’s tuition and fee account the student must be properly enrolled and they must meet all Satisfactory Academic Progress (SAP) standards. Once tuition and fees are paid and if the student has remaining funds available, the Office of the Bursar will process a refund for students to use for educational purposes, including their individual living expenses (e.g., room and board, transportation, personal expenses, and health insurance).

At Noorda-COM students will be enrolled in a fall and a spring semester each academic year. Therefore, student financial aid will be disbursed as two (2) payments. In the rare instance that a student is enrolled during the summer term, is eligible for summer aid, and has secured summer funding, a third disbursement will occur for the summer enrollment period.

Financial aid over the cost of tuition and fees is sent to the student.

Fall 2025 Refund processing begins on Sept. 2, 2025. Likely to receive funds Sept.
Spring 2026 Refund processing begins on Jan. 20, 2026. Likely to receive funds Jan.
Refund processing begins on Jul. 29, 2025. Likely to receive funds Jul. 30 to Aug. Refund processing begins on Jan. 13, 2026. Likely to receive funds Jan. 14 to Jan.
Refund processing begins on Mar. 31, 2026. Likely to receive funds Apr. 1 to Apr.
Refund processing begins on Aug. 5, 2025. Likely to receive funds Aug. 6 to Aug. Refund processing begins on Jan. 13, 2026. Likely to receive funds Jan. 14 to Jan. Refund processing begins on Apr. 28, 2026. Likely to receive funds Apr.
Likely to receive funds May 27 - Jun. Refund processing begins on Sep. 3, 2025. Likely to receive funds Sep. 4 to Sep. Refund processing begins on Jan. 13, 2026. Likely to receive funds Jan. 14 to Jan.

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