Understanding Point University Tuition Fees and Costs

Planning for college expenses is a crucial part of the application process. Understanding the costs associated with Point University, along with available financial aid options, is the first step toward effectively managing these expenses. This article provides a detailed overview of Point University's tuition, fees, and other costs, as well as available financial aid resources.

The Basics: Tuition and Fees

Point University's tuition is $24,000, making it a more affordable option compared to the national average of $47,097. These figures, also known as the sticker price, include both tuition and fees. Fees can vary by institution and may cover various services such as library access, gym facilities, student centers, technology resources, and campus health centers.

Total Cost vs. Net Price

When comparing the costs of different institutions, it’s important to consider both the total cost and the net price. The total cost includes the sticker price, along with expenses for food and housing, books and supplies, transportation, and personal expenses. The net price, on the other hand, is the actual amount you'll pay after factoring in grants and scholarships. Your net price is specific to you because it’s based on your personal circumstances and the college’s financial aid policies

Breaking Down the Costs

To get a clearer picture of the expenses, let's look at the components of the cost of attendance at Point University:

Tuition: \$24,000 per year.
Books and Supplies: \$2,000 per year.
Personal Expenses: \$2,000 per year.

Other expenses

Total tuition, fees, Tier 1 housing, food, and state dining tax before factoring university scholarships, grants, and fellowships is $71,429 for Fall 2026 and Spring 2027 semesters. Students attending on a part-time basis will pay $1,405 per semester credit hour plus $2,973 in fees per semester if they are taking up to and including 11 semester credits. Students who enroll in 12 or more semester credits will pay the same tuition and general fees as a full-time degree-seeking student. There will be an additional investment for students choosing an upgraded housing option. 98% of the freshmen are in Tier 1 and Tier 2 housing. For more information about individual residence halls, please visit our Residence Life page. Single occupancy room in Finch and McEwen; Double occupancy room in University Center II and R.G. Single occupancy room in the R.G. All HPU students are required to reside on campus until they have reached senior status, unless they commute from their parent’s permanent address. If students live off campus during their senior year, their residence cannot be within a one mile radius of campus. If you would like more information on the off-campus housing contract please visit www.highpoint.edu/studentlife/off-campus-housing-contract.

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Financial Aid Options

Point University offers various financial aid options to help students and their families ease the cost of tuition, including scholarships and grants. Financial aid can include grants, loans, scholarships and work-study jobs. Financial aid packages vary depending on your financial need. These can be broadly categorized into need-based and merit-based aid.

Need-based aid: This type of aid takes a student’s financial status into account. It includes federal loans and work-study programs.
Merit-based aid: Also known as non-need-based aid, it is awarded for specific talents or achievements, whether academic, athletic, or otherwise.

Scholarships and Grants

Scholarships and grants are forms of funding that you don’t need to pay back. You might qualify for a scholarship based on your community service involvement, unique hobbies or traits, your personal background, or a parent’s employer or military affiliation. Some students receive enough in scholarship money to cover their tuition and living expenses.

Work-Study Programs and Jobs

Working while in school can help lessen the burden of your student loans. Point University offers work-study programs to those who qualify, as well as campus jobs for students looking to earn money in their free time. Begin your job search by checking whether the college has in-person or online job boards.

Student Loan Debt

How much student loan debt you accumulate can affect your financial life long after college ends. Ideally, your total student loan debt should fall below your anticipated starting salary once you graduate. At Point University, the median federal loan debt among borrowers who completed their undergraduate degree is $25,250. The median monthly federal loan payment (if it were repaid over 10 years at 5.05% interest) for student federal loan borrowers who graduated is $268.

Navigating the Financial Aid Process

To be considered for federal or state need-based financial aid, you must complete the Free Application for Federal Student Aid (FAFSA). While filing the FAFSA is not required to qualify for merit scholarships, it is essential for consideration for institutional need-based aid.

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Understanding Your Net Price

Your net price is a college’s cost of attendance minus the grants and scholarships you receive. Use the college’s Net Price calculator for the most accurate estimate of your net price.

Affording Point University: EFC and Net Price

Once you have a Net Price estimate, you’ll want to figure out whether your family can afford to pay Point University tuition and costs. The US government has come up with a standardized way to calculate how much a typical family can afford to pay without help, known as the Expected Family Contribution (EFC). Colleges use this number as a guideline to decide how much aid to give you, but it's just a guideline. If the Net Price is higher than the EFC, the school will cost more than you can typically afford.

Financial Aid Statistics at Point University

Average Net Price: \$22,622 per year.
Average Aid Package: \$7,761.

Is Point University a Good Value?

Compared to some other regional schools, Point University didn't appear on our best value lists. This might be because the net price is higher than for other schools of similar reputation. This isn't the end of the world - you can likely still afford Point University by taking out loans, earning scholarships, or working part-time. Overall, Point University is a decent value, and going to college here will likely pay off over time.

Additional Considerations

G.I. Bill and Yellow Ribbon Program: Point University is G.I. Bill certified and participates in the Yellow Ribbon Program.
Health Insurance: Students must show proof of health insurance or enroll in the Student Health Insurance Plan. International students will be assessed an additional fee of $1,500 for the academic year.

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