Temple University Dental School: Understanding the Cost of Attendance

Gaining admission to dental school is a significant achievement, and understanding the financial implications is a crucial step in planning your education. This article provides a comprehensive overview of the cost of attendance at Temple University's Maurice H. Kornberg School of Dentistry, covering tuition, fees, and other expenses.

Tuition and Fees

Tuition assessment at Temple University is based on several factors: full-time or part-time status, the student's college, student level (undergraduate, graduate, or professional), student class level for undergraduates, and in-state/out-of-state residency status. The Bursar's Office website contains the latest tuition schedule and a tuition calculator to estimate costs based on individual student characteristics.

Doctor of Dental Medicine (DMD) Program

The estimated cost of attendance for the four-year DMD program for the 2025-2026 academic year is detailed below:

For Pennsylvania Residents:

1st year (10 months): \$85,270
2nd year (12 months): \$83,114
3rd year (12 months): \$79,523
4th year (9 months): \$79,523

For Out-of-State Residents:

1st year (10 months): \$96,356
2nd year (12 months): \$94,200
3rd year (12 months): \$90,609
4th year (9 months): \$90,609

These subtotals include DMD tuition, instrument kit fees, instrument and technology fees, university services fees, ASDA dues, accident insurance fees, university matriculation fees, and tuberculosis testing fees.

Two-Year Advanced Standing DMD Program for Internationally Trained Dentists

The estimated costs for the Two-Year Advanced Standing DMD program for Internationally Trained Dentists are as follows:

3rd year (15 Months): \$121,358
4th year (9 Months): \$110,791

Additional Fees

Several additional fees contribute to the overall cost of attendance:

University Services Fee: Assessed every semester to all students, this fee supports student activities, technology, facilities, and health services.
Late Registration Fee: A \$100 fee is assessed for initial registrations beginning the first day of the term.
Late Payment Fee: Tuition payments not received by the final semester due date are subject to a \$200 late payment fee.
Returned Check Fee: A \$25 fee is charged if a check payment is returned due to insufficient funds or other reasons.
International Student Fee: International students are charged an additional fee each year.

Important Considerations Regarding Tuition and Fees

Tuition and fees are set annually and may change.
Temple University reserves the right to deliver instruction remotely at its discretion.
Students are financially obligated for courses once registered unless they drop the course by the prescribed deadlines.
Students who do not drop classes by the end of the drop/add period remain financially obligated for the balance due.
Students who withdraw from classes after the drop/add period are responsible for full payment of all tuition and fee charges.

Additional Expenses

Beyond tuition and fees, students should budget for educational and living expenses:

Educational Expenses:
- Instructional materials (textbooks, software, tablet, etc.): Estimated at \$1,290 per year for the DMD program.
- Integrated National Board Dental Examination (INBDE): \$880 (typically in the 3rd year for the DMD program).
- ADEX - Licensure Exam: \$2,795 (typically in the 4th year for the DMD program).
Living Expenses (Estimates):
- Housing: \$14,670 - \$17,604 per year
- Food: \$5,970 - \$7,164 per year
- Transportation: \$2,040 - \$2,448 per year
- Health Insurance: \$4,960 - \$5,952 per year
- Personal Expenses: \$6,570 - \$7,884 per year

Note: Actual rates for living expenses vary depending on housing selection, meal plan options, and personal spending habits.

Payment Options and Plans

Temple University offers several payment options and plans to help students manage their expenses:

Acceptable Forms of Payment: Tuition remission forms, checks (paper and electronic), cash, credit cards (online only through TUpay), and money orders.
Deferred Payment Plan: Students who do not pay the total account balance by the due date are automatically enrolled in this plan, which assesses a \$50 non-refundable fee each semester.
Temple Installment Payment Plan (TIPP): This plan allows students to make up to ten monthly payments with an annual fee of \$80.
Student Loan Acknowledgment: All students receiving federal student loans must complete the Annual Student Loan Acknowledgment, a Master Promissory Note, and an Entrance Interview.

Financial Aid Opportunities

Temple University offers various financial aid options to assist students in financing their education:

Read also: Is Temple a Good Fit?

Federal Student Loans: Students can apply for Federal Direct Loans and Federal Direct Graduate Plus Loans. Federal regulations require the Office of Student Financial Services to review all student financial aid applications for accuracy.
Grants and Scholarships:
- Temple University Grants (TUG): These grants are not guaranteed to continue year to year or for the same amount.
- Merit-based Scholarships: Awarded based on a combination of academic and non-cognitive factors.
- Need-based Scholarships: Offered to financially disadvantaged students.
Federal Work-Study (FWS): This program allows students to earn funding through a bi-weekly paycheck by working in approved on- or off-campus positions.
Assistantships, Internships, and Fellowships: These opportunities provide financial support, including stipends and tuition, to graduate students.

Eligibility Requirements for Financial Aid

Applicants for Federal, State, and University financial aid programs must be accepted for admission or currently enrolled as a matriculated student in a degree program.
Students must maintain Satisfactory Academic Progress (SAP) to retain their federal financial aid eligibility.
Some financial aid programs are restricted to full-time students.
Financial aid is often offered based on financial need, as determined by the Student Aid Index (SAI) from the FAFSA application.

Important Considerations Regarding Financial Aid

Complete the Free Application for Federal Student Aid (FAFSA) online each year for financial aid consideration and/or renewal.
Report any additional funding sources, such as tuition remission or outside scholarships, to Student Financial Services.
Financial aid offers will be adjusted for programs with different tuition rates.
A financial aid cost of attendance budget includes tuition and fees, housing and food, books/supplies, other living expenses, and transportation.

Refund Policies

A refundable credit balance may result on a student account due to financial aid disbursements, overpayments, or account adjustments. Refunds are issued to the student.

If the credit balance results from a credit card payment made within the last 90 days, the credit card will be refunded first.
Students can access Student Choice Refunds within TUpay to select their refund option.

Additional Resources

Office of Student Financial Services (SFS): Provides assistance with financing education.
The Bursar's Office: Contains the latest tuition schedule and a tuition calculator.
Temple University Human Resources: Posts on-campus work-study positions.
Work-Study Job Bank: Posts off-campus work-study positions.

Read also: Affording Temple

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