University of Utah Student Health Insurance: A Comprehensive Guide
Navigating the US healthcare system can be daunting, especially for students. The University of Utah, in partnership with various providers, offers comprehensive health insurance options to ensure students have access to quality medical care. This article provides a detailed overview of the student health insurance benefits at the University of Utah, including mandatory enrollment policies, coverage details, and available resources.
Mandatory Health Insurance Requirement
The University of Utah mandates that all students have adequate health insurance coverage. This requirement ensures that students can access necessary medical care without facing significant financial burdens. The University of Utah Student Health Insurance Plan (SHIP) offers substantial benefits for covered medical expenses at a reasonable cost.
Utah Global Student Health Insurance Plan (SHIP)
Utah Global has teamed up with Wellfleet Student and University Health Plans (UHP) to provide health insurance coverage for its students. All new Utah Global students are required to enroll in the Utah Global SHIP. This plan is administered by United Healthcare.
Coverage Details
The Utah Global SHIP offers a range of benefits to cover various medical expenses. Students are encouraged to review the coverage details by selecting the "Benefit Information” tab in the navigation menu on the left-hand side of this page. It is important to keep in mind that health insurance in the United States is different from that in other countries.
Dental Plan
The dental plan is included in the Wellfleet medical plan. Students can visit any dentist of their choice, as there is no specific network of dentists to choose from. The complete description of benefits can be found in the Brochure located in the "Benefit Information" tab in the navigation menu on the left-hand side of this page. Enrollment in this plan is mandatory.
Read also: Health Insurance for U of U Students
Vision Plan
The vision plan is provided by VSP Vision Care. The complete description of benefits and participating provider search can be found by clicking "Vision Insurance" in the navigation menu on the left-hand side of this page. Enrollment in this plan is mandatory. All students will be automatically enrolled, and no action is necessary. Once you are enrolled, no ID cards or claim forms are needed when you see a VSP Network Doctor.
Health Insurance Options for Progressed/Matriculated Year 2-4 Utah Global Students
Progressed/Matriculated Year 2-4 Utah Global students are required to have health insurance but will not be automatically enrolled in the Utah Global SHIP. The dental plan is included in the Wellfleet medical plan, and students can visit any dentist of their choice, as there is no specific network of dentists to choose from. The complete description of benefits can be found in the Brochure located in the "Benefit Information" tab in the navigation menu on the left-hand side of this page. Enrollment in this plan is mandatory. Only students who enroll in an annual insurance product will be enrolled in the vision plan provided by VSP Vision Care. If you select a semester-only product, you will not receive vision benefits and will be responsible for any vision services you may receive, including vision exams, glasses/frames, contact lenses, etc. For students who select an annual product, you will receive vision benefits and can review the complete description of benefits by clicking Vision Insurance in the navigation menu on the left-hand side of this page. For students enrolled in the vision plan, no ID cards or claim forms are needed when you see a VSP Network Doctor.
Alternate Insurance Coverage
Students who already have health insurance may be able to waive the University's SHIP requirement. To do so, your existing insurance must have coverage that is equivalent to or better than the plan offered by the University. Travel Plans do not qualify. Insurance plans purchased by students do not provide equivalent or better coverage.
Immunization Requirements
All new students are required to submit proof in English of immunity for measles, mumps, and rubella (MMR). Rubella Vaccine.
Accessing Healthcare Services
Health clinics, like the Student Health Center, take care of most medical problems and injuries. It is generally recommended to schedule an appointment in order to be seen by a health care provider. For most medical problems and injuries, the University of Utah Student Health Center is the best place for you to go. The Health Center is located on campus at 555 Foothill Drive (Campus Map).
Read also: UVA Health Insurance Requirements
For urgent medical needs, such as bleeding, pain, or injury, the Redwood Urgent Care Clinic is open from 9:00 am to 8:30 pm Monday through Sunday.
Tuberculosis (TB) Screening
The University of Utah has a high rate of tuberculosis. The cost is $10.00 (TB skin test).
Student Health Center
The Student Health Center is located on campus at 555 Foothill Drive (Campus Map).
Read also: Understanding Student Health Insurance
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