Understanding University of Vermont Out-of-State Tuition Costs
For prospective students considering the University of Vermont (UVM), understanding the financial implications of out-of-state tuition is crucial. This article breaks down the costs associated with attending UVM as an out-of-state student, available financial aid options, and other factors influencing the overall expense.
Tuition and Fees: A Detailed Breakdown
The sticker price, encompassing tuition and fees, is a primary consideration. University of Vermont's tuition is $19,514 for in-state and $47,554 for out-of-state students. Compared with the national average cost of in-state tuition of $12,422, University of Vermont is more expensive. For students coming from out of state, the tuition is more expensive than the national average cost of out-of-state tuition of $29,767.
For the 2025-2026 academic year, the cost per credit hour varies based on the number of enrolled credit hours. Out-of-state residents can expect to pay $22,323 for 12-19 credits, with an additional $1,860 per credit above 19 credits.
Comprehensive Fee
In addition to tuition, students are required to pay a comprehensive fee, which for 12-19 credits is $1,308. This fee supports facilities and services available to students, including the Howe Library, Athletic Center, Center for Health and Wellbeing, Dudley H. Davis Student Center, and transportation/shuttle bus services. Part-time comprehensive fees are based on the number of credits enrolled per semester.
Additional Costs
Beyond tuition and fees, students should also budget for other expenses. The cost of books and supplies is estimated at $1,320 per year. Personal expenses are around $2,380 per year, and transportation costs are approximately $660 per year.
Read also: UW-Madison Tuition Requirements
Total Cost of Attendance
As you’re comparing costs of different institutions, also consider the total cost and the net price. The total cost is the sticker price, plus the cost of food and housing, books and supplies, and transportation and personal expenses. At University of Vermont, the total cost is $36,772 for in-state students and $63,216 for out-of-state students.
Understanding Financial Aid at UVM
UVM offers various financial aid options to help students manage the cost of attendance. 49% of students receive some form of financial aid. The average aid package awarded is $31,016.
Types of Financial Aid
Financial aid can include grants, loans, scholarships and work-study jobs. Financial aid packages vary depending on your financial need. Most colleges determine financial need based on your FAFSA. The average need-based scholarship or grant award is $20,005, while the average need-based loan amount is $4,420. Non-need-based aid averages $16,084. Scholarships and grants don’t need to be paid back. Loans must be paid back.
Financial Aid Eligibility and the FAFSA
The FAFSA (Free Application for Federal Student Aid) uses prior-prior tax year information to determine a student's financial aid eligibility. UVM does not hold aside funds for award negotiation, or based on award offers received from another college or university. Our office offers the best award possible based on funding availability, information submitted on the FAFSA, and for prospective students, their academic history.
Financial Aid for Non-Degree Students
Federal aid is very limited for non-degree (continuing education or certificate) students. Please review our additional information for these student populations to determine your eligibility and see other financing options.
Read also: Paying for Michigan Tech as an Out-of-State Student
Financial Aid Appeals
The following are examples of financial aid appeals. Approved appeals generally entail an increase to your loans; increasing your debt. If you have enrolled in the UVM Student Health Insurance Plan (SHIP), you may request an increase in your budget to assist with a portion of this fee (it will be prorated based on the academic year length). Additional aid is generally in the form of a Parent PLUS loan or private education loan.
Important Financial Aid Dates
The priority application due date for financial aid is February 1. Applications received prior to this date will be given the strongest consideration. Students typically receive notification of their aid offers around March 15.
Net Price and Affordability
Your net price is a college’s cost of attendance minus the grants and scholarships you receive. The net price you pay for a particular college is specific to you because it’s based on your personal circumstances and the college’s financial aid policies. Use the college’s Net Price calculator for the most accurate estimate of your net price. The average net price per year is $22,062.
The average net price for full-time beginning students varies depending on their income level and eligibility for Title IV federal financial aid. For those with an income between 0-30,000 USD, the average net price is 12,566 USD, ranking in the top 25%. Students with an income between 30,001-48,000 USD have an average net price of 11,693 USD, placing the university in the top 45%. For those with an income between 48,001-75,000 USD, the average net price is 15,919 USD, ranking in the top 35%. Students with an income between 75,001-110,000 USD have an average net price of 21,767 USD, placing the university in the top 15%. Lastly, for those with an income over 110,000 USD, the average net price is 26,178 USD, which ranks in the top 10%.
Work-Study Opportunities
The University of Vermont provides a diverse range of work-study, internship, and on-campus job opportunities for its students. These programs are designed to help students gain professional experience, build confidence, and develop skills while expanding their professional network. On-campus job opportunities are also available at the University of Vermont, particularly through Campus Recreation, which hires around 175 student employees annually.
Read also: Understanding ASU Tuition
Additional Considerations
Residency
Residency status is determined when you enroll in the university and generally remains the same throughout a student's UVM career. You will be billed according to residency classification (you can find yours through your myUVM portal).
Health Insurance
Health insurance is mandatory for undergraduate students enrolled in 9 or more credit hours. Each year students must either elect to purchase the UVM Student Health Insurance Plan (UVM SHIP), or waive UVM SHIP by providing information about their current non-UVM insurance policy. Student health insurance is required for continuing education students enrolled in 9 credit hours or more. Each year, students must elect to purchase the UVM Student Health Insurance Plan (UVM SHIP), or waive the UVM SHIP by providing information about your current, non-UVM, insurance policy. Students enrolled in at least 6 but less than 9 credits have the option of purchasing the UVM SHIP.
Enrollment Changes and Refunds
Your bill reflects the number of credits you were enrolled in when the bill was generated. Enrollment changes will display on your next bill. Please take a moment to review the UVM tuition refund dates and policy.
Tuition Guarantee Plans
Tuition at time of first enrollment guaranteed only to students making advance payment
Student Financial Aid Budget
Your financial aid budget is a total of direct and indirect costs at UVM, based on residency and housing. It is not tailored to individual living expenses or choices. You can receive financial aid (loans, grants, scholarships, work study, etc.) up to the full cost of attendance.
Living Off-Campus
Your financial aid offer is based on a total cost of attendance for living off-campus (as referenced above). If the financial aid accepted is more than the amount owed to UVM on your student account, this will result in a credit balance which will be refunded to you. Your refund will be in one payment, so it is important you budget this amount over the semester and breaks.
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