Understanding Victory Christian Academy Tuition Costs and Financial Aid

Choosing the right educational path for your child is a significant decision. For families considering Victory Christian Academy (VCA), understanding the tuition costs, fees, and available financial aid options is essential. This article aims to provide a comprehensive overview of VCA's tuition structure, payment plans, and opportunities for financial assistance.

The Value of Christian Education

Many families believe that Christian education is a worthwhile investment, even though it requires a financial commitment. Choosing Christian education for your child is a financial commitment, and requires sacrifice. For some families it can create a legitimate financial hardship. Victory Christian Academy recognizes this and strives to make Christian education accessible to qualifying families.

Tuition Rates

Victory Christian Academy offers programs for students from K3 (3-year-old program) through 12th grade. Tuition rates vary depending on the program and grade level.

2025-2026 Tuition Rates for Full-Time Students:

K3 Transitional Program: Rates vary by day: 1 day/$1,700; 2 days/$3,400; 3 days/$4,5700; 4 days/$6,775; 5 days/$7,925
K3, K4 Three Day: $4,995
K3, K4 Five Day: $8,350
K5 - 4th Grade: $8,975
5th - 8th Grade: $9,475
9th - 12th Grade: $9,825

2026-2027 Financial Information (Tuition):

K4 & K5 (Half Day): $343.64 monthly - $3,780.00 per year based on 11 monthly payments - 1st payment due 7/1/2026
Grades 1-8 (1 student): $465.00 monthly $5,580.00 per year based on 12 monthly payments - 1st payment due 7/1/2026
Grades 9-11 (1 student): $473.33 monthly $5,680.00 per year based on 12 monthly payments - 1st payment due 7/1/2026
Grade 12 (1 student): $516.36 monthly $5,680.00 per year based on 11 monthly payments - 1st payment due 7/1/2026

Anyone enrolling after September 1, 2025 or 2026 (depending on the year), will have a prorated tuition amount based on the number of school days remaining in the school year.

Part-Time Student Tuition Rates:

Three Classes: $8,250
Two Classes: $5,500
One Class: $2,750
Enrollment Fee - Same as Full-Time Student

Additional Fees

In addition to tuition, there are several fees to consider:

Read also: Explore Victory College Prep

Application Fee: A non-refundable fee is charged for each child. For new students, the application fee is $100. Returning StudentsA non-refundable $50 application fee will be charged for each child that you apply for enrollment at VCA between December 1 and December 31. Registrations submitted after January 1 will require a $100 non-refundable fee.
K-12 Matriculation Fee: $500 (non-refundable). This fee supplements accident insurance, book rental, FACTS Services, yearbook, security, lab & technology fees.
Non-refundable enrollment fee: $510 per student (2026-2027 rates).
Re-Enrollment Late Fee: $50 will be applied after February 28th if re-enrollment is not paid or have contacted the school (2026-2027 rates).
Registration: There is a $150.00 nonrefundable/nontransferable individual student registration fee with a maximum of three registration fees payable per family. For new students, this is due upon enrollment.
Senior Graduation Fee: $150, due January 1. Covers cap, gown, medallion, cords, stole, diploma and cover, baccalaureate service, and reception.
Senior Missions Trip (Out of the Country): $1,500 (optional but encouraged).
Special Services Fee: $500. For students who need classroom accommodation(s) beyond general classroom instruction. This includes but is not limited to those with a 504 plan, FES-UA scholarship, or those identified with a medical diagnosis.
Ignitia Credit Recovery: $200 per course.
Athletic Participation Fees:
- Football - $150 per student
- Cheer/Volleyball/Basketball/Softball/Baseball/Soccer-$75 per student per sport
- Minor Sports - $50 per student
Extended Care Fee: $25 (only for those enrolled in Extended Care). The cost for extended care is $75 per week (2026-2027 rates, specific to K4/K5 students needing care after dismissal) or $65 per week (2025-2026 rates). K4/K5 students who cannot be picked up at their class’s dismissal time will remain at the school for extended care.
Graduation Fees:
- K-5 - $75
- High School - $100. This fee is charged in March of each year and covers expenses associated with the graduation ceremonies.
Spiritual Emphasis Camp: $275 per student (only applies to 7th-12th grades). This fee is non-refundable after 9/01/26.
Misc. Fees:
- Administration Fee $425 per student (2026-2027 rates), $200 per student (2025-2026 rates).
- Technology Fee K4-6th grades $150 per student
- Technology Fee 7th-12th grades $200 per student
- Building Fee $300 per family (2025-2026 rates).
- Books: Varies by grade
- FACTS Fee $55 per family. This fee will be paid when you enroll/re-enroll. This fee will give you online tuition management access. This enables you to pay tuition, fees, and lunches online, in addition to other incidental expenses throughout the year (i.e. field trips, etc.). This fee is charged by FACTS, not VCA.
Course Fees: $50 per student (Only applies to students in 9th-12th grades - 2025-2026 rates).

Payment Plans and Options

VCA offers several payment plan options to accommodate different family budgets:

Annual: Payment can be made in full with a check or cash prior to the start of school. A 5% discount may be given to those paying in full and on time (check for current availability). Annual tuition payments in 2025-2026 received a 3% discount on tuition if paid by August 1st or upon enrollment for new students.
Semester
12 Month (June-May)
10 Month (August-May): Those not paying in full, or using a credit card may be required to enroll in FACTS. FACTS is a tuition management company that will debit your checking account or charge your credit card 11 months out of the year (September - July). The charge for this service is $50.

All families are required to enroll in FACTS. To set up your account, go to www.factsmgt.com > Parent Log In. You may choose your monthly payment due date of the 1st, 5th, or the 10th of the month.

Important Payment Policies:

VCA sends the bill on the first day of each month, starting in August. Payment is due by the 10th day of the month. A $35 late fee will be charged for payments received after the 10th day of the month.
Quarterly and final grades will be withheld until all payments are current.
Student transcripts/records will be released only after the account has been paid in full.
Payment must be made each month in which the student attends a day of school during that month. No refund will be made for any month in which a student attends VCA.
For payments returned because of insufficient funds, FACTS Tuition Mgt will assess a $35.00 service charge.
A family’s account must be current before a student may re-enroll for the following year.

Financial Aid and Assistance Programs

VCA is committed to making Christian education accessible. Realizing this, the VCA board designates a portion of the annual budget to provide tuition assistance to qualifying families that are committed to providing Christian education for their children. Several financial aid and assistance options are available:

VCA Tuition Assistance: A limited amount of Financial Aid is available. This assistance is based on financial need. The application process includes completing a confidential financial statement, which is filed electronically. This third-party service informs the school of the amount of assistance for which the family qualifies. Once accepted as a VCS student with your payment plan set up, you can apply for financial aid using your FACTS account. Approval of any financial assistance will be conditional upon the family participating in fundraising and/or volunteering opportunities. Fundraising commitments may include but are not limited to: Trivia Night, Choir Auction Dinner, and other school events.
Florida Tax Credit (Income Based & HB1 Scholarships): These are initiatives of the Florida Tax Credit Scholarship program that provides K-12 education scholarships for ALL students. See the link for more information. In no case will the sum of a student’s scholarship, plus any discount received, exceed the sum of a student’s annual tuition plus any includable fees.
FES-UA Scholarship: This is for students with disabilities or special needs. If your student has an "IEP/Service Plan or a 504 plan", please provide a copy of their current plan, report cards for the past 2 years, and all test results to the registrar. Please contact us before you apply, so Administration can review and determine whether VCA can accommodate your child’s academic or medical needs. We enroll a limited number of students per grade level with exceptionalities to maintain a balance of academic and behavioral demands within the classroom.
VCA Referral Program: For every new family that provides a “referral certificate” upon enrolling a student in grades 1 - 12, the current family and the enrolling family will receive $750 off tuition ($500 for kindergarten-spread out over a 10 month period beginning in August). If families begin after September 1, the credit referral will be prorated for remaining months.
- Referral applies only to the current school year.
- The offer is based on FAMILY and not on student numbers. Credit is not issued on the 1st and 12th month of the financial year.
- You may recommend Victory Christian Academy to more than one family and receive the corresponding credit.
- The new family MUST have a completed “referral certificate” in their possession upon enrollment. If they do not have one, a credit WILL NOT be given.
- Credit referral cannot be shared with another presently enrolled family. Only one family can be credited with the referral.
- If either family withdraws during the school year, both families will lose any remaining credit referral.
Discounts:
- Multi-child discounts are available:
  - Child 2 - 10%
  - Child 3 - 30%
  - Child 4 - 50%
- Alumni (per family) 10%
- Full-Time Senior Pastor In Tulsa area 25%
Consider Additional Resources: Talk with extended family. Ask your local church. Churches oftentimes have funds set aside for ministries like VCA, but they don’t know of the need unless they are told.

Additional Programs and Considerations

Early/Extended Care: Our school provides early care/extended care from 6:30am to 6:00 pm for children from K4 up to sixth grade. Please contact the school office with questions.
Victory Family Church Tither Rate: VCA facilities have been made available through Victory Family Church. VFC families have helped to make these facilities possible through their obedience to God’s Word as it relates to tithing and giving (Malachi 3:10-12). The Non-VFC Tither Rate also helps to cover our facility expenses. The parents or guardians of VCA students who have consistently attended and contributed at least the tithe (10%) of their income to Victory Family Church on a regular basis for at least four consecutive months qualify for the Tither Rate. Records are verified twice a year in January and July. Grandparents who consistently attend and tithe at VFC and pay for their grandchild(ren)’s tuition will qualify for the Tither Rate.

Important Policies

Non-Discriminatory Policy: Victory Christian Academy admits students of any race, color, or national or ethnic origin to all the rights, privileges, programs, and activities generally accorded or made available to students at the school. Victory Christian Academy does not discriminate on the basis of race, color, or national or ethnic origin in the administration of its educational policies, admissions policies, scholarship and loan programs, athletic programs, or other school-administered programs.
Withdrawal: A withdrawal form MUST be completed in the school office. Late fees will accrue on the account if not paid in full and collection action may be taken. Upon withdrawal, tuition is the only fee that will be prorated and refunded.

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